Guide

Buying prime in a foreign currency

How currency exposure shapes a cross-border purchase, and how to manage it.

  1. Understand your true exposure

    Price, deposit, fees and ongoing costs may all sit in a different currency from your wealth.

  2. Decide your hedging policy

    Forward contracts can fix the rate between offer and completion.

  3. Mind the staged payments

    Off-plan schedules spread currency risk across months or years.

  4. Account for repatriation

    Selling later converts back — factor the round-trip.

Important

General information for a design prototype, not professional advice. Take advice specific to your circumstances before acting.

Common questions
Should I hedge?
If a swing would change whether you'd do the deal, yes — speak to a specialist.